Crossover Point Supplemental

The Crossover Point is an excellent supplemental that can be used to show the client, in terms of net cost, that it costs less to purchase a Cashback product over a traditional term due to the return of premium received.

To see how this can be set up within the Illustration System, view the video below:

Term Quote Sheet

The Term Quote Sheet is an excellent way to show a client multiple term options without running individual illustrations for each.  This wizard within the Illustration System allows you to print a single page with premium amounts for various term products that the client can then review.

Click below to view a quick "How-To" video that explains how this can be accomplished in the Illustration System.



Jill Parsons
Illustration Development Team
1-800-572-2467 x8162
illustrationhelp@kclife.com

Triple Option Term

Looking for a quick way to show your clients a combination of both Term and Return of Premium Term Life Insurance options?  The Triple Option Term is an excellent way to accomplish this!  When illustrating a Term or Cashback Life policy, you will have the option to select "Triple Option Term."

The Triple Option Term Supplemental is currently available to be run for the products and minimum specified amounts noted below:

 Click below to view a quick "How-To" video on how this supplemental can be included with your Illustration for the client!




Questions? Comments?  Feel free to contact me!

Jill Parsons
Illustration Development Team
1-800-572-2467 x8162
illustrationhelp@kclife.com

Cashback + Life Protector

The Cashback + Life Protector concept allows you to show a client the benefits of buying both a Cashback Life 20 or 30 and a Life Protector policy.  This concept presents a way for clients to have a higher amount of coverage for the short term and a smaller amount of coverage for the long term.
At the end of the 20 or 30 year period of the Cashback Life, the cash that the client would receive back could then be used to pay up the Life Protector policy.  In some cases there may be enough cash value in the Cashback Life product for the client to pay up the Life Protector and still take some money home!

Click to view the video below for instructions on how to set this concept up in the Illustration Software.

Comparison Illustrations

The Comparison feature in the Illustration System is a great tool that will allow you to compare up to four illustrations so that you can show your client how each policy may perform side-by-side and on just a few pages.

Click below to view a quick "How-To" video that will explain how to run a Comparison Illustration.



Jill Parsons
Illustration Development Team
1-800-572-2467 x8162
illustrationhelp@kclife.com

Supernova - Avoiding MEC

Each week we receive calls about how to set up a Supernova illustration for a young individual while avoiding having the policy become a Modified Endowment Contract (MEC).

Click below to see a quick video on how this can be accomplished.

Adding Applications to Your Illustration

We have received a lot of calls with questions pertaining to application/forms, where they can be found, and what is required for submission.  This feature is actually available within the Illustration System for your convenience! We have put together a video with instructions on how to add and see what application/forms would be required for new business submission.  Simply click on the video below for a quick "how-to" tutorial.



As always, please feel free to call us with any questions you may have.

Sincerely,
Jill Parsons
Illustration Development Team
1-800-572-2467 x8162
illustrationhelp@kclife.com